We have been in the invoice factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and having had these experiences, can help you get through any challenging times you might go through. We won't vanish when the times get challenging, like some other invoice factoring companies sadly have in the past.

All factoring companies have a preference for size, industry, and risk. It's pretty hard for you to pick which invoice factoring firm is a suitable fit for you. By contacting us, we'll answer any burning questions you may have and help you find the right match for your company - it may be us or another invoice factoring company.

We have an enormous A-list of invoice factoring industry colleagues, these cooperative connections were built over 20+ years in the business. So, when you take some time to tell us about your needs, you'll quickly learn that we can help you find exactly what you need.

Many invoice factoring firms let you pick and choose your customers to factor. However a few of them usually have a minimum amount prior to working with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is much the same as having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use invoice factoring when you don't require it.

Many invoice factoring firms fees are deceiving and confusing. You better take out your magnifying glass to read the fine print. Be rest assured, We are different.  We are flat out upfront about our fees. When you apply, you are provided an easy to understand, no obligation rate proposal with the fee for your business. It is going to be tough finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring businesses are financed by Wall Street money. We are an independently owned company and don't answer to investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We hear your story, understand your struggles. Based on that information we will put together a custom-made solution for you. Many accounts receivable factoring businesses particularly the Silicon Valley Fintech ones generally gamble on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Many invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or won't.

Don't overlook the fact that the invoice factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we track each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so there are no surprises.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay alert to negative payment trends. This is essential to run your business smoothly.

We make sure to adopt advanced technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Many other companies are not even remotely close.